Sources and citations

Every guide and calculator on this site lists its own sources at the end of the page, under Sources. This page holds the sources for the pages that are not articles.

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1. Allianz Life Insurance Company of North America, Allianz Life Accumulator guide to current rates, form M-8871, November 3, 2026. allianzlife.com
2. Nationwide, Nationwide IUL Accumulator III IUL Rate Guide, form FLM-1737AO, March 7, 2026. nationwidefinancial.com
3. Pacific Life, Understanding your choices brochure, form IUC4009 dated November 2024, opened November 10, 2026. pacificlife.com
4. National Association of Insurance Commissioners, Life Insurance Illustrations, January 8, 2026. content.naic.org
5. National Association of Insurance Commissioners, Actuarial Guideline XLIX-A, adopted December 11, 2025. content.naic.org
6. Lincoln Financial, Regulatory roundup, AG 49-A, April 1, 2026. lincolnfinancial.com
7. LIMRA, US individual life insurance new premium tops $17.5 billion to set new sales record in 2025, March 19, 2026. limra.com
8. AM Best, news report on the Pacific Life PDX illustration settlement, February 25, 2026. news.ambest.com
9. InsuranceNewsNet, report on the confidential Busch settlement, February 27, 2026. insurancenewsnet.com
10. InsuranceNewsNet, report on the Iowa farm premium finance complaint, April 27, 2026. insurancenewsnet.com
11. InsuranceNewsNet, report on the amended Pacesetter index complaint, June 24, 2025. insurancenewsnet.com
12. Insurance Business, report on the Idaho Supreme Court ruling, September 18, 2026. insurancebusinessmag.com