https://insureiul.com/The IUL data deskhttps://insureiul.com/lawsuits/pacific-life-pdx-settlement/https://insureiul.com/lawsuits/pacific-life-pdx-settlement/The $58.3 million Pacific Life class settlement over Pacific Discovery Xelerator IUL illustrations, who qualifies, what each group gets and every date.Thu, 12 Nov 2026 12:00:00 -0500https://insureiul.com/lawsuits/kyle-busch-pacific-life/https://insureiul.com/lawsuits/kyle-busch-pacific-life/A dated record of the Busch family's IUL suit against Pacific Life, what each side argued, how it settled, and a test of the funding plan they described.Thu, 12 Nov 2026 12:00:00 -0500https://insureiul.com/lawsuits/https://insureiul.com/lawsuits/Indexed universal life lawsuits over illustrations, sales, premium financing, proprietary indexes and charges, each with its stage and a dated source.Thu, 12 Nov 2026 12:00:00 -0500https://insureiul.com/iul-account/https://insureiul.com/iul-account/There is no IUL account at a bank. What the phrase means, what you really apply for, and where a first-year premium goes, using the insurers' own brochures.Wed, 11 Nov 2026 12:00:00 -0500https://insureiul.com/is-iul-a-scam/https://insureiul.com/is-iul-a-scam/IUL is regulated life insurance, not a scam in itself. Where the real problems sit, six red flags tied to rules and cases, and how to check an agent and insurer.Wed, 11 Nov 2026 12:00:00 -0500https://insureiul.com/indexes/https://insureiul.com/indexes/How IUL indexed accounts credit interest, cap, spread, trigger, monthly sum and high participation, with dated rates from insurer guides and a calculator.Wed, 11 Nov 2026 12:00:00 -0500https://insureiul.com/illustrations/inforce-illustration/https://insureiul.com/illustrations/inforce-illustration/How to order an inforce illustration on a universal or indexed universal life policy, the four runs to request, and how to find the lapse year in the result.Wed, 11 Nov 2026 12:00:00 -0500https://insureiul.com/illustrations/ag-49/https://insureiul.com/illustrations/ag-49/The dated history of AG 49 from 2015 to the April 1, 2026 revision, how the maximum illustrated rate is set, the loan limit, and what the rule does not limit.Wed, 11 Nov 2026 12:00:00 -0500https://insureiul.com/books/the-laser-fund/https://insureiul.com/books/the-laser-fund/What The LASER Fund actually proposes, its headline projection rerun with an insurer's published charges and a lower rate, and the public record around its sellers.Wed, 11 Nov 2026 12:00:00 -0500https://insureiul.com/https://insureiul.com/Dated IUL cap rates from rate guides insurers publish, a case file on IUL lawsuits and the AG 49-A illustration rules, from an independent licensed agency.Tue, 10 Nov 2026 12:00:00 -0500